Preheat oven to 350 degrees.

In a small bowl mix bananas, egg and vanilla.

In a large bowl mix together oats, stevia, cinnamon, baking powder and salt.

In a microwavable bowl add peanut butter and heat 45 seconds until melted.

Combine banana mixture, peanut butter and water into dry ingredients and stir until well combined.

Spray a muffin tin or use silicone muffin cups and pour batter into each muffin cup.

Using a spoon, make a small well in each muffin.

Place 1 teaspoon of jelly into each muffin cup.

Top with peanuts if desired. Bake 40 minutes.

Let cool on wire wrack for 15 minutes then remove to finish cooling on wire rack. Bake only 30 minutes if not using jelly in center.

Store in refrigerator or freeze in ziploc bags.

Thaw overnight and reheat in microwave for 30 seconds.